The Principles of Human Value Transfer

The Catholicist Nation

Sow righteousness for yourselves, reap the fruit of unfailing love, and break up your unplowed ground;
   for it is time to seek the Lord, until he comes and showers his righteousness on you.

- Hosea 10:12

Now that you have purified yourselves by obeying the truth so that you have sincere love for each other, love one another deeply, from the heart. For you have been born again, not of perishable seed, but of imperishable, through the living and enduring word of God.

- I Peter 1:22-23

Anytime anyone does anything, they are making some value claim and inevitably transferring some portion of that value to someone else. The question "What is truly valued and by how much?" is one that has been asked through the ages. Does a thing have intrinsic or instrumental value? It is the premise of this webzine that there is not a single thing that has intrinsic value. Not one thing. All things have instrumental value (if they have any at all) simply because a thing is valued by the one who observes it, assesses that value, and may work to appropriate that for his or her benefit.

Does this mean everything is subjective? Not at all. Many things are universally objective, set that way by a God who is pure subject Himself. In that sense there is one thing that does have pure intrinsic value: God Himself. The closest thing to earthly intrinsic value is the human soul seen through the eyes of God (in this sense things still have instrumental value because it is God making the assessment of something outside Himself). God made man to enjoy His creation, man immediately went off to reject God's assessment of value, and God then sent His Son to die for man — effectively "buying him back" — so he could once again employ God's perfect measure of value, His love.

This means that everything God has made and redeemed has a measure of "intrinsic" value. The World, though, cannot understand this. As such, it has erected grand institutions to make elaborate pronouncements of value assessments, often going so far as to claim that man can "create value." This is the giveaway phrase that someone is claiming to be God himself, for we can only discover the value God already created — value that He desires we assess the way He does. That procedure occurs only when we engage in transferring that value from one human to another. The question is, are you doing it God's way, or the World's way?

Below are the ten ways I see that man generally transfers value from one person to another. I've established these ten and in my deep contemplation I see only these ten. If you see any others, please email me, I'd be happy to add them. Notes about some considered transfers that are merely a form of one of the ten are made after each type of transfer.


    Activity by Receiver of Value One Doing the Providing What is being bought




1    Spending Producer Good or service
A strict exchange of goods and services is one of the most common forms of value transfer. When this exchange occurs and the price is true and fair, then there is increase of value — both parties are better off than they were before. Profits that are meaningful and beneficial are only those that are sowed (see below). Profits that are selfishly appropriated are just a form of human sacrifice. In a way all forms of value transfer are simply spending on something, but that is covered in the column "What is being bought." After all, with any value transfer comes something that someone is buying, however implicit that thing might be. What it is that one is actually buying reveals the heart's contents.
2    Saving Holder Store of value / Assurance of future use
A fee is a legitimate charge for the task of providing a secure place for stored value, such as a bank holding one's money. The World System generally has dismissed the fee and instead enters into usury, which is paying small amounts of interest to savers from the large amounts of interest receipts the "holder" gets for lending that saved money. This type of usury is, like exploitive profits, simply a form of human sacrifice.
3    Borrowing       Lender Borrower: Immediate capital. Lender: Part of increase as price of foregone immediate consumption
One of the two on this list in which the money flow goes from right to left. (The other is theft, see below) The purchase here is financial capital, the money itself. Saving and lending are closely linked, but lending is very different. In a fiat money fractional reserve banking system, financial institutions merely "create" money — that is their "product" —  then lend it at high interest. This is indeed the most rank form of usury, though it is required for the millions in a populace who themselves habitually exploit others. Essentially, high interest is the price of sin, and is the most significant motivating force in keeping World inhabitants from lascivious indolence and getting them to labor at all. Any type of renting or leasing arrangement would fall within this form of value transfer.
4    Investing Entrepreneur Larger increase as price of foregone consumption, often accompanied by claim of ownership. (Entrepreneur: protracted engagement in capital movement)
Capital movement is a necessity for value expansion within a community or nation. Note this is value expansion, not creation. The expansion comes when the God-infused value already innate within the created human is given more opportunity to be further manifest. When done is a spirit of sowing (see below), I've called it value enhancement. In a way investing is merely spending and saving — spending in that there is an agreed-upon fair and true price for a capital item, and saving when the use of present value is exchanged for claim of value in the future.
5    Hoarding (No one) Temporary relief from profound dread (the real price is the withheld investment from producers)
The exposing activity of a pathologically fearful person. The hoarder was one of the few people that Jesus expressly censured in his parables, the individual who takes the measure of his God-given value and keeps it completely to himself (described as the one who buries his talent). One of the highest forms of selfishness.
6    Paying tribute (taxes, tithes)  Administrator Protection — To the prince: from another's iniquity. To the priest: from one's own.
Both the tax and the tithe are forms of  tribute one pays to another for the basic purpose of mitigating the sinful behavior that destroys. Traditionally the tax is paid to a civil governor to do the job of cracking heads of those who'd hurt others. In the same sense the tithe is paid to an ecclesiastical officer (priest, minister, non-profit director) to "crack heads" of sinners who know they need their services to protect themselves and others from themselves. Tribute is legitimate capital movement albeit implemented by force. It is required chiefly for sin management. If it were only for building libraries and paving roads it would be just spending, in this case spending for "merit goods," those things that whole communities pay for to augment everyone's value enhancement. Of course the reason civil government must be engaged in these things is that without it, sinful people at each others' throats won't quite accomplish even those simple things.
7    Stealing Theft victim The thief: Protracted dissolution of anger / instant gratification of perceived need. The victim: Immediate dissolution of threat.
This is the simple taking of value straight away with no pretense of offering anything of value in return. It is often accompanied by elaborate acts of deceit; indeed most theft is executed by con men of some stripe. This is the most brazen form of human sacrifice, and if a value transfer does not involve authentic sowing, any of these value transfer items could actually be theft. Say the word "theft" or "stealing" and most would probably think of the petty burglar— you know, black mask, striped shirt... that kind of stereotypical image. But theft is accomplished best by tyrants, and is much more common. In fact the only difference between paying tribute and stealing is that tribute is legal. I don't say this facetiously; paying tribute is indeed a fully proper form of value transfer for those who are agreeing to purchase the extraordinarily important service of sin management.
8    Giving             Needy Gratification for charitable works (often registered with the requisite attention)
In its very best sense, this is capital movement with no expected return. Is seen by many World inhabitants as the highest form of unselfishness, the complete antithesis of theft. The problem is that giving is usually done for "value points" scored, such as a tax deduction, which invalidates much of the unselfishness. Even more troublesome is that it is usually done by just handing over value to someone else who (1) has no continued relationship with the giver, and (2) is considered so inept that the gift is ultimately wasted — and it often is because of the codependent nature of most giving. (While it requires a much more extensive definition, in it simplest sense "codependent" means someone else is made responsible of one's well-being, and is so in a fearfully dysfunctional way.) Giving also creates another quite significant problem, that of moral hazard. This is simply the truth that an individual's desire to maximize his or her God-given talents drops dramatically when the incentive for laboring with those talents is eviscerated by just handing over the fruit of someone else's bounty. A related problem is the disrespect the giver has for the sowing work the receiver may do if the fruit of such work is simply handed over with "no strings attached."
9    Sowing         Future sower Passed-on instruction about self-sacrifice / Expanded agape expression / Wider and deeper provision for all in community
This seems like the rarest of all the forms of value transfer, but God does amazing things through those who live richly by His love. Sowing is only meaningful when done by Kingdom people faithfully drawing on Christ, because sowers confidently know they can be part of realistically providing for the well-being of others out of the deep, abiding love they have for them. Other value transfer activities like spending and investing can be done out of a commitment to be sowing into the lives of others, but if any value transfer activity is done outside of the principle of sowing, it really amounts to human sacrifice. Sowing involves capital movement with no expected return but has a firm expectation that growth happens in others' lives and those of their families and communities. That growth is both spiritual and material. It is wholly relational and results in a generous portion from the fruit of that growth being unselfishly returned it to the one who commenced the sowing. Yes, it is a sort of Kingdom "pay-it-forward" but it goes everywhere. The key is that rich value enhancement only happens when the sower is receiving the initiation of the growth from Christ who already has all things, and one of the most important of those things is the capacity to truly value things. Christ valued things with his shed blood, which means those who follow Him do their sowing the way He did — self-sacrificially and knowing fully that God is holding them in His hands. In a real sense, after giving their lives, they are certain to be resurrected into bountiful life. They have nothing to lose, everything to sow, and the harvest is more abundant than the World can ever dream about.
10    Sharing Learner Information increase. When it comes from a Christ follower it is life itself.
I've added this one because in a very real sense, any information transfer from one to another is a form a value transfer. The act of saying a thing to another is handing over a measure of value. Remember, Jesus is "the Living Word." He is the message of salvation. Jesus as value transfer is not just information one receives, but transformation of one's whole self, from a hapless sinner to a restored son or daughter in the embrace of a beaming Father, from a benighted World inhabitant to a rejoicing heir to His Kingdom. When this is accomplished in an institutional domain such as formal education, the money flow goes from right to left. The phenomenal value of this transfer form is highlighted by the obsession people have with advanced electronic communication devices like cell phones. It isn't the device itself that is so entrancing (except in the fascination with the very interesting things it can do), it is the information one instantly receives from another.


  • It may go without saying that a form of money is instrumental in all of these transfers, but this entire web page enterprise is a more lucid description of the very functions of money: a unit of account / measure of value (what is that measure?), a store of value (how does that change over time?), and a medium of exchange (how much is that respected among those engaging in the transfer?) These questions can only be meaningfully answered when thoughtfully considering what it is precisely that money is representing. It is that value which is the focus of this conversation.

  • There are many ways to assess and assign value to any given item, the most common is to use a monetary unit like the dollar. One of the most fascinating new value assignment tools is the non-fungible token, a way to place a value on a digital item and have that registered in cyberspace. This and the cryptocurrency fad do not alter the value transfer principles elucidated herein, but make for interesting manifestations of these exchanges.

  • A critical aspect of value transfer has to do with the consideration of one's authority or legitimacy to make a claim of value. There are generally two ways this is done. The World does it mostly by making ownership claims. While it is indeed a convention that is important for property management, ultimately anyone who claims ownership of anything is succumbing to the greatest lie. Because God already "owns" everything in the universe, for any individual to say he or she owns a thing is to take the place of God, in a sense saying "I am God." These kinds of decisions are made from the standard operating emotion of the World: fear.

  • The contrasting claim to a value assignment is made by Kingdom people, trusting in Christ and acknowledging that it is all His anyway. They make stewardship claims, which is simply managing goods and resources based on the Kingdom's motivating force: love. This does not mean certain people cannot have firm boundaries about valuable things and make wise and often very tough decisions about those things. But stewardship is chiefly about sowing. Rank selfish worldly ownership, on the other hand, only fosters human sacrifice.

  • Another distinction must be made regarding the fact that everyone does need things from others to survive, much more thrive. Isn't this basic human need a form of selfishness? It isn't when seen through the eyes of God who desires to give us all He made. The difference is between covetousness and acquisitiveness. Covetous people selfishly take; acquisitive people want to have the very best from God and use that — indeed sow that into the lives of others.

  • In its simplest sense, the practice of human sacrifice is hacking off value from others to fearfully fulfill one's own purposes and please his or her god. I've put together a rough sketch of human sacrifice, and I've compiled a series of blog posts that get a bit more into the way the financial world does human sacrifice, something I've discovered is better known as value extraction. An introduction to the concept of human sacrifice is in a home page piece I did in 2008. The point cannot be overstated: If someone is not sowing, they are by their very nature doing human sacrifice.

  • Human sacrifice is traditionally considered an instance when someone completely takes the life of another.  Murder then is really just another form of theft ("taking a life"). Just as Cain's murder of his brother Abel was an instance of human sacrifice, any murder — from the most heinously calculated occult-oriented killing to a wanton act of instant rage — is ultimately a theft, a value transfer that goes strictly from victim to perpetrator.

  • I find it interesting in the context of value transfer how much two school subjects are so esteemed, and yet so intensely reviled by most pupils. Those two subjects are mathematics and rhetoric (more commonly reading and writing). How much do we need math to do our damnedest to measure the value of things, and rhetoric to make the value transfer expressions as clear and concise as we damned well can. These wonderful tools can also be utilized for the most abject deceit, which is also why exploiters like them so much.

  • It was written above that one of the tasks of a sower is initiating the value enhancement that Christ started. But it must be added that this is only accomplished by mobilizing others and their God-given gifts to produce things of value. The increase in the magnitude of the value of those things occurs when those things are freely distributed to all in community but accompanied by a firm acceptance by all of how God made it to begin with. It must also come with an impassioned expression by all that it is people who are most important, and while the things are important they are only instrumental to their well-being.

  • It is axiomatic, though not as emphatic as it should be, that much of all this revolves around the idea that we all need one another, particularly because of the universal fact that each of us is subject to the inevitability of old age, disability, illness, or some incapacity that nullifies our immediate productiveness. Each one of us has already been in this state as children. We are fluctuating constantly into this state whenever we are presently not laboring, such as during days of rest or leisure. The crucial question is, how do we facilitate value transfer, particularly when it should be done in some measure to benefit those who cannot easily reciprocate? The World's way, which is woefully deficient leaving countless people wretchedly impoverished, or the Kingdom's way, which is all about sowing both material and spiritual bounty into the lives of industrious and grateful people?

  • One of the most significant ways theft occurs by "con men" is through elaborate manipulation of those subject to codependent interaction. Some of the most respectable-looking individuals will overstate the value of something and then exploit the neediness of others to hand the measure of that deliberate misassessment over to them. It is done in so many different ways by so many clever people, it is enabled within all the strata of the System, and it is one of the most common ways to execute human sacrifice.

  • A splendid treatment of all this comes from the philosophical "debate" between Robert Nozick and John Rawls, who both gave their elaborate take on how this thing value should be considered by all. It is quite prevalent in modern academic discourse. Because this is the genesis for a larger volume, I won't get into it now, except to say that this is merely a rough sketch and definitely worth greater expansion when I have time.

  • An important elaboration should be made about the nature of the Catholicist Nation regarding the fine distinction between giving, sowing, and paying tribute. Dutiful Catholicist operatives will always secure more power as the legitimate legacy of Cain by keeping people as covetous as they can, and in doing so compel them to abandon providing for those not immediately productive and request their needs be funded from the nation's treasury. Essentially the job of giving is expected to be administered by the state. The more that people hand the responsibility for "caring" over to Caesar, the less incentive they have to minister God's truth and grace to them through the vibrantly charitable work of Christ. Most American churches stunt the impact of the gospel by aligning themselves with Caesar in his task of co-opting the work of "sowing," and they do this by contracting with him as 501c3 non-profit organizations.

  • The way Christ does value transfer is to give up the full measure of His value as He did on the cross so that others may appropriate His sacrifice for their deeply entrenched value extraction natures, otherwise known as sin.  The proud and powerful of the World take through human sacrifice of others and destroy lives, the humble and gentle of the Kingdom give — once again, much better: sow — and restore lives.

  • If you can think of any ways that I've missed the idea of value transfer here, I'd love to hear about it. I invite you to email me. I want to get all of this true and draw as many into the Kingdom and experiencing Christ's love as I can, and I am open to correction in any way in order to do that. Thank you.




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This page was updated on March 23, 2021

This page was originally posted by David Beck at on December 30, 2010